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HOMEPATH HIGHLIGHTS
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Flexible
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Conforming and ARM
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No appraisal req’d
No M.I
30 year fixed only
Temporary Buy Downs
Primary Residence Only
1 unit only
97%LTV
$500 minimum borrower contribution
Gift is acceptable
660 FICO
$417 Max Loan Amount
Condos accepted
All borrowers must occupy
Reserves determined by DU (restrictions apply)
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No appraisal req’d
No M.I.
30 year fixed, 5/1 and 7/1 ARMs
Temporary Buy Downs
1-4 unit properties
Temp. High Cost (729,750 SFR) apply
Owner Occupied
Second Homes
Investment Properties
5% Borrower’s own funds
Gifts okay after minimum 5% borrower’s funds
660 FICO – 95%, 620 FICO = 80%
High Balance has higher FICO req’d and lower LTV limits
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