Purchase Assistant

The Los Alamitos mortgage team at CLS Financial Services specializes in helping buyers find the best Purchase loan option with the lowest rate and fees available. CLS has partnered with specific lenders to offer specialty Purchase programs for all types of buyers. Some of these unique loan programs are specifically designed to help first time homebuyers, buyers with little to no money down, buyers looking to buy million dollar plus properties, investors with more than four properties, self employed buyers and so much more. There are also some aggressive purchase programs for members of CALSTRS and CALPERS that help buyers get in the home with a minimal down payment and lower monthly payments. The Free Purchase Assistant tool is designed to help narrow down purchase loan options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results.

General Information

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Step 2: Needs Assessment

Have you already found a property to purchase?

 
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Is this your first time purchasing a home?

 
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Step 3: Borrower Information

Are you the primary borrower?

 
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Is there a co-borrower?

 
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Do you know your credit score?

 
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Has the primary or co-borrower filed for bankruptcy in the last seven years?

 
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Step 4: Get Your Results

 
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secure

Any information you share with us is secure. It will not be sold or reused.

 
 

The CLS Financial Services Difference:

  • Get the Lowest Rate and Fees possible
  • Certified and Trained on all Purchase programs
  • Specialty Purchase Loan Programs include:
    • CALSTRS
    • CALPERS
    • FHA
    • CAL ACCESS
    • VA
    • Homepath
  • Free Personalized Home Search Site
  • Complimentary Homebuyer Handout
  • Explains Tax Advantages of Homeownership
  • Tells you the Does and Don’ts during the Loan Process
  • Provides Purchase Process Checklist
  • Shows steps to receive Gifted Funds
  • Provides a detailed Pre-approval Letter
  • Prepares Pre-approval package giving you an advantage over other buyers
  • Several Realtor Referrals Available to help you find a home
  • Quick Response
  • Your information is kept private and secure
  • NO SSN required
  • NO credit check conducted
  • NO Cost
  • NO Obligation