CLS Financial Services | Debt Consolidation

Short Sale Solution

The Los Alamitos mortgage team at CLS Financial Services specializes in assisting people facing real-world financial challenges in today’s lending and real estate market. With the understanding of these challenges, our team provides you with answers to your difficult situation. Our Free Short Sale Evaluation has been designed to describe a Short Sale vs. Foreclosure, benefits of a Short Sale, helps you determine if a short sale is right for you and if you qualify. It's quick, it's easy, and the more questions you answer – the more accurate the results.

General Information

Property State:

Type of Home:

Your Credit Profile:

Step 2: Needs Assessment

Estimate your total credit card debt:

Estimate any other unsecured debt you have (including personal loans, medical bills, legal bills, etc.):

Estimate the current value of your property:

Estimate your current interest rate:

How long do you plan on keeping the property?

Estimate your current loan balance:

What is your current loan program?

Step 3: Borrower Information

Are you the primary borrower?

Is there a co-borrower?

What is the employment status of the primary borrower?

Estimate your average monthly income:

Estimate your average monthly expenses:

Do you know your credit score?

Has the primary or co-borrower filed for bankruptcy in the last seven years?

Step 4: Get Your Results

First Name:

Last Name:

Email:

Phone Number:

Any information you share with us is secure. It will not be sold or reused.

The CLS Financial Services Difference:

CLS is partnered with Certified Short Sale Specialists

List of Hardships for a Short Sale:

Mortgage Rate Adjustment
Unemployment or loss of Income
Employment Relocation
Business Failure
Mounting Medical Expenses
Illness
Divorce or Separation
Death of a Spouse or Significant Other

Factors lenders consider when approving a Short Sale:

Owe more on your property than the current value
No money to cover real estate commissions, closing costs, late payments, etc
Property in foreclosure or default? Sale Date approaching
Having difficulty covering your monthly expenses
Property in foreclosure or default? Sale Date approaching?